Cover Plus In Partnership with LG
Key Benefits
Critical Illness
A lump sum payment to cover unplanned costs if you’re diagnosed with one of 9 common critical illnesses, including cancer and stroke.
Accidental Death Or Partial Disability
A lump sum payment provides a financial safety net for your family if an accident means you’re no longer around to provide an income or you suffer a life-changing injury, like losing a limb.
Discount Card
Free consultations and exclusive discounts of up to 40% on dental, dermatology, nutrition and optical costs.
Expert Second Medical Opinion
Access to a second medical opinion from renowned medical facilities through WorldCare.
Cover designed to suit you
Greater financial protection to support you and your family. Plus access to expert medical advice and savings on everyday health costs.
Great value
Cover from as little as AED 28 per month.
Simple and easy
Three simple packages offering benefits designed to truly meet your needs.
Hassle-free service
Simple tools and a human touch that help to put you in control.
Peace of mind
A fast and reliable claims service when you need it most
Cover Plus has been designed to provide you and your family with greater financial protection. It’s a simple package of health benefits and discounts that goes beyond your existing medical insurance and benefits provided by your employer.
- The cover amounts for critical illness, accidental death and partial disability are higher and more comprehensive than your existing coverage.
- Unlike some of your other existing benefits, any lump sum payments you receive under this policy can be spent however you wish.
- You can save money on your everyday healthcare costs immediately through the exclusive discount card.
- Access to an expert second medical opinion from renowned U.S. medical centres through WorldCare.
Cover Plus provides affordable protection designed to meet your needs.
There are three levels of cover; Standard, Advantage and Premier. Each package provides a different level of protection and comes at a different cost. Our discount card and expert second medical opinion are available across all packages.
- Critical illness: A lump sum payment to cover unplanned costs if you’re diagnosed with one of 9 common critical illnesses, including cancer and stroke.
- Accidental death or partial disability: A lump sum payment that provides a financial safety net for your family if an accident means you’re no longer around to provide an income or you suffer a life-changing injury, like losing a limb.
- Discount card: Free consultations and exclusive discounts of up to 40% on dental, dermatology, nutrition and optical costs.
- Expert second medical opinion: Access to a second medical opinion from renowned medical facilities through WorldCare.
Cover Plus provides affordable protection designed to meet your needs. There are three levels of cover; Standard, Advantage and Premier. Each package provides a different level of protection and comes at a different cost. Our discount card and expert second medical opinion are available across all packages.
| Package | Cover amount for Critical Illness |
Critical IllnessCover amount for Accidental Death or Partial Disability | Death or Partial DisabilityIndicative price for someone aged between 30-39 |
| Standard | AED 100,000 | AED 200,000 | AED 44.10 |
| Advantage | AED 150,000 | AED 300,000 | AED 63.10 |
| Premier | AED 250,000 | AED 500,000 | AED 98.10 |
Our advisors can provide you with expert advice and help you to make better choices, but simply:
- Standard – When you want to ensure you have more than the basics covered
- Advantage – When you have a family to protect and outgoings that need to be covered
- Premier – When you have a high level of outgoings and want peace of mind that you and your family have the most comprehensive cover
You can use our online tool to work out the cost of your cover.
You will be covered if you are diagnosed with any of the below 9 critical illnesses. This list is more comprehensive than your existing cover and is designed to enhance rather than replace, providing greater security for you and your family.
1. First Heart Attack
2. Stroke
3. Major cancers
4. Benign brain tumour
5. Coronary artery bypass surgery
6. Heart valve surgery
7. Primary pulmonary hypertension
8. Multiple sclerosis
9. Coma
When the cost of living is expensive enough, every little bit of saving helps. That’s why you will receive an exclusive discount card that provides significant discounts and free consultations at a range of dental, dermatology, nutrition and optical clinics in Abu Dhabi, Al Ain and Dubai.
Dental at Universal Hospital (Abu Dhabi and Al Ain)
- Up to 25% discount on services*
Dental at Nicholas and ASP clinics (Dubai). - 30% discount on services*
Dental at Dr. Rami Hamed Medical Center (Dubai Health Care City) - Free annual consultation
- 40% discount on services*
Dermatology at Dr. Rami Hamed Medical Center (Dubai Health Care City) - Free annual consultation
- 40% discount on services*
Nutrition at Dr. Rami Hamed Medical Center (Dubai Health Care City) - Free annual consultation
- 40% discount on services*
Optical at Rivoli Eyezone outlets (all cities) - Free check-up
- Up to 30% discount on products
*Please note: - Consumables (materials used by provider) and medicines will not be included in the discounts.
- Provider discounts and locations are subject to change. MetLife will communicate program changes when they happen.
| Standard | Advantage | Premier |
| AED 100,000 Critical illness |
AED 150,000 Critical illness |
AED 250,000 Critical illness |
| AED 200,000 Accidental death and partial disability |
AED 300,000 Accidental death and partial disability |
AED 500,000 Accidental death and partial disability |
| Exclusive discount card and expert second medical opinion | ||